Personal account
Salary in, bills out, a card that behaves.
A current account, a card you control, and transfers that arrive when we said they would.
What it costs
Free forever
No credit check to open. No minimum balance. No monthly fee.
Included
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Current account
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Debit card
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Standing orders
Vantora Capital is authorised and regulated by the authority named in our terms. Eligible deposits are protected under the applicable deposit-protection scheme. Your money is held separately from the money that runs the business.
What comes with it.
Three things, and none of them an upgrade.
Current account
Everyday banking, a card, and standing orders that run themselves.
Debit card
Contactless, online, abroad — with the exchange rate we get, not a marked-up one.
Standing orders
The same amount, moved across on the day you choose.
In every account, at no charge.
Not an upgrade, not a tier — this is what an account is.
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A debit card
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A virtual card
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Standing orders
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Direct debits
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Same-day local transfers
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Receipts on every payment
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Freeze and unfreeze
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Spending limits
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Statements as PDF
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24/7 chat with a person
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Switch service
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Deposit protection
What it costs.
Free forever, and no monthly fee on any account.
Sending money abroad costs us something, so it costs you something. Here is exactly what, per rail, before you send.
See every charge, per railMonthly fee
None, on any account
Local transfers
Free, the same day
Cards
Free, and a virtual one in seconds
Sending abroad
Priced per rail, shown before you send
Borrowing
Priced per product
Who it is for.
Any one of these is reason enough.
Your salary arrives, and the bills go out again.
You would rather freeze the card from the app than phone a branch.
You want to see exactly where a payment is, instead of ringing up to ask.
Five minutes, and it is open.
No credit check to open. No minimum balance. No monthly fee.
Open an account